New!Personalized finance app

Take Control of your finances

Effortlessly manage your funds, spending, saving, and investments all in one place with Bpay.

10K+
Reviews

More than 90% of our users managed their finances better after using Bpay

Trusted by many users in
Nigeria

0K+
Downloads
0+
States
0%
Positive Review

Explore all your payment
needs in one place - with Bpay

Virtual Dollar Card

Seamless international payments in U.S. dollars—right from your phone.

Virtual Dollar Card Phone Screen
Person with phone using virtual dollar card
Shopping notification
Person with phone using virtual dollar card
Shopping notification

Mobile Airtime & Data

Top Up airtime and data within secs without any delay.

Virtual Dollar Card Phone Screen

Gift Card Trading

Turn your gift cards into instant cash with BPay’s Gift Card Trading feature.

Virtual Dollar Card Phone Screen
Person with phone using virtual dollar card
Shopping notification

Get your account ready in
four steps

1. Start

2. Fill out personal info

3. KYC documents

4. Create Transaction PIN

Learn more about our
platform

Transfer Funds To Other Banks

Send money to other banks with little to no transaction charges.

Transfer funds phone mockup

Real-Time Currency Conversion

Convert your local currency to foreign currencies like USD, EUR, GBP, and more

Currency conversion interface

Get 24/7 Customer Support from our dedicated team

Get fast responses through live chat, email, or in-app messaging.

Customer support chat interface

Receive money via BPay QR Code and BPay Tag

A short, unique identifier (like @YourHandle) that others can use to send money directly to your BPay wallet.

QR code and BPay tag phone mockup

Frequently Asked Questions

BPay is an all-in-one digital platform that lets you buy airtime and data, pay bills, create virtual cards, and manage your finances — all from a single, easy-to-use dashboard.
Absolutely. BPay uses bank-level encryption and security protocols to keep your data and transactions safe. Your wallet, cards, and personal info are fully protected.
Basic features may be available, but for full access — especially for transfers and virtual cards — you'll need to complete identity verification (KYC) for security reasons.
If a payment fails and your wallet is debited, your funds will be automatically reversed within a short time. You can also reach out to support if there’s any delay.
Nope. BPay is transparent. You’ll always see charges upfront before confirming any transaction. No hidden fees, no surprises.
5000+ Happy Users

What Our Users say

Goodwill B.

Goodwill B.

Sagamu

Bpay makes airtime and data top-ups so fast, I don’t even think twice anymore. Their interface is super simple and reliable!

Idris K.

Idris K.

Oyo

At first, I doubted them, but now I recommend Bpay to all my friends. It’s fast, secure, and customer support is always responsive.

Daniel A.

Daniel A.

Kano

From funding my wallet to buying WAEC pins, Bpay gets the job done. It’s reliable and affordable.

Zainab M.

Zainab M.

Ilorin

Bpay helps me manage all my monthly bills without stress. No queues, no stories. Just a few taps and I’m done.

Tunde A.

Tunde A.

Abuja

I switched to Bpay for my daily transactions, and honestly, it’s been smooth all the way. No hidden charges, and it just works.

Anita E.

Anita E.

Benin City

Using Bpay feels like I finally joined the digital age. Everything works—from buying airtime to paying for electricity!

Blessing T.

Blessing T.

Oshogbo

I use Bpay to subscribe to my Netflix and pay for my DSTV—it’s faster than using their official apps. Love it!

Henry J.

Henry J.

Asaba

The transaction history and wallet system on Bpay helps me track every kobo I spend. Super helpful for budgeting.

Goodwill B.

Goodwill B.

Sagamu

Bpay makes airtime and data top-ups so fast, I don’t even think twice anymore. Their interface is super simple and reliable!

Idris K.

Idris K.

Oyo

At first, I doubted them, but now I recommend Bpay to all my friends. It’s fast, secure, and customer support is always responsive.

Daniel A.

Daniel A.

Kano

From funding my wallet to buying WAEC pins, Bpay gets the job done. It’s reliable and affordable.

Zainab M.

Zainab M.

Ilorin

Bpay helps me manage all my monthly bills without stress. No queues, no stories. Just a few taps and I’m done.

Tunde A.

Tunde A.

Abuja

I switched to Bpay for my daily transactions, and honestly, it’s been smooth all the way. No hidden charges, and it just works.

Anita E.

Anita E.

Benin City

Using Bpay feels like I finally joined the digital age. Everything works—from buying airtime to paying for electricity!

Blessing T.

Blessing T.

Oshogbo

I use Bpay to subscribe to my Netflix and pay for my DSTV—it’s faster than using their official apps. Love it!

Henry J.

Henry J.

Asaba

The transaction history and wallet system on Bpay helps me track every kobo I spend. Super helpful for budgeting.

Goodwill B.

Goodwill B.

Sagamu

Bpay makes airtime and data top-ups so fast, I don’t even think twice anymore. Their interface is super simple and reliable!

Idris K.

Idris K.

Oyo

At first, I doubted them, but now I recommend Bpay to all my friends. It’s fast, secure, and customer support is always responsive.

Daniel A.

Daniel A.

Kano

From funding my wallet to buying WAEC pins, Bpay gets the job done. It’s reliable and affordable.

Zainab M.

Zainab M.

Ilorin

Bpay helps me manage all my monthly bills without stress. No queues, no stories. Just a few taps and I’m done.

Tunde A.

Tunde A.

Abuja

I switched to Bpay for my daily transactions, and honestly, it’s been smooth all the way. No hidden charges, and it just works.

Anita E.

Anita E.

Benin City

Using Bpay feels like I finally joined the digital age. Everything works—from buying airtime to paying for electricity!

Blessing T.

Blessing T.

Oshogbo

I use Bpay to subscribe to my Netflix and pay for my DSTV—it’s faster than using their official apps. Love it!

Henry J.

Henry J.

Asaba

The transaction history and wallet system on Bpay helps me track every kobo I spend. Super helpful for budgeting.

Goodwill B.

Goodwill B.

Sagamu

Bpay makes airtime and data top-ups so fast, I don’t even think twice anymore. Their interface is super simple and reliable!

Idris K.

Idris K.

Oyo

At first, I doubted them, but now I recommend Bpay to all my friends. It’s fast, secure, and customer support is always responsive.

Daniel A.

Daniel A.

Kano

From funding my wallet to buying WAEC pins, Bpay gets the job done. It’s reliable and affordable.

Zainab M.

Zainab M.

Ilorin

Bpay helps me manage all my monthly bills without stress. No queues, no stories. Just a few taps and I’m done.

Tunde A.

Tunde A.

Abuja

I switched to Bpay for my daily transactions, and honestly, it’s been smooth all the way. No hidden charges, and it just works.

Anita E.

Anita E.

Benin City

Using Bpay feels like I finally joined the digital age. Everything works—from buying airtime to paying for electricity!

Blessing T.

Blessing T.

Oshogbo

I use Bpay to subscribe to my Netflix and pay for my DSTV—it’s faster than using their official apps. Love it!

Henry J.

Henry J.

Asaba

The transaction history and wallet system on Bpay helps me track every kobo I spend. Super helpful for budgeting.

Goodwill B.

Goodwill B.

Sagamu

Bpay makes airtime and data top-ups so fast, I don’t even think twice anymore. Their interface is super simple and reliable!

Idris K.

Idris K.

Oyo

At first, I doubted them, but now I recommend Bpay to all my friends. It’s fast, secure, and customer support is always responsive.

Daniel A.

Daniel A.

Kano

From funding my wallet to buying WAEC pins, Bpay gets the job done. It’s reliable and affordable.

Zainab M.

Zainab M.

Ilorin

Bpay helps me manage all my monthly bills without stress. No queues, no stories. Just a few taps and I’m done.

Tunde A.

Tunde A.

Abuja

I switched to Bpay for my daily transactions, and honestly, it’s been smooth all the way. No hidden charges, and it just works.

Anita E.

Anita E.

Benin City

Using Bpay feels like I finally joined the digital age. Everything works—from buying airtime to paying for electricity!

Blessing T.

Blessing T.

Oshogbo

I use Bpay to subscribe to my Netflix and pay for my DSTV—it’s faster than using their official apps. Love it!

Henry J.

Henry J.

Asaba

The transaction history and wallet system on Bpay helps me track every kobo I spend. Super helpful for budgeting.

Goodwill B.

Goodwill B.

Sagamu

Bpay makes airtime and data top-ups so fast, I don’t even think twice anymore. Their interface is super simple and reliable!

Idris K.

Idris K.

Oyo

At first, I doubted them, but now I recommend Bpay to all my friends. It’s fast, secure, and customer support is always responsive.

Daniel A.

Daniel A.

Kano

From funding my wallet to buying WAEC pins, Bpay gets the job done. It’s reliable and affordable.

Zainab M.

Zainab M.

Ilorin

Bpay helps me manage all my monthly bills without stress. No queues, no stories. Just a few taps and I’m done.

Tunde A.

Tunde A.

Abuja

I switched to Bpay for my daily transactions, and honestly, it’s been smooth all the way. No hidden charges, and it just works.

Anita E.

Anita E.

Benin City

Using Bpay feels like I finally joined the digital age. Everything works—from buying airtime to paying for electricity!

Blessing T.

Blessing T.

Oshogbo

I use Bpay to subscribe to my Netflix and pay for my DSTV—it’s faster than using their official apps. Love it!

Henry J.

Henry J.

Asaba

The transaction history and wallet system on Bpay helps me track every kobo I spend. Super helpful for budgeting.

Join the fun today

Download now and experience the freedom of seamless payments.

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